Water Damage

  • Broken Pipe
  • Roof Leak
  • Tub or Toilet Overflow
  • Hot Water Heater Breaks
  • Washer Overflows
  • Frozen Pipe
  • Sprinkler Leaks
  • Air Conditioning Unit Condensation Overflows

Fire & Smoke Damage

  • Fire
  • Burns & Scorches
  • Kitchen Accidents
  • Smoke Damage Caused by Heater Puff-Backs
  • Lightning Strikes

Storm & Weather Damage

  • Fallen Trees
  • Shingles Blown Off Roof
  • Damage by Ice and Snow
  • Missing Siding
  • Dented or Cracked Siding
  • Fallen Antennas Damaging Roof

Structural Damage

  • Wall or Roof Collapses
  • Car Crashing Into House
  • Burglary, Including Damage Done to Your Home or Business
  • Vandalism

Accidental Damage

  • Spilled Bleach or Paint on Carpet
  • Ceramic Tile Broken or Cracked
  • Gas Grill Melting Siding

Plumbing and Mechanical Access Damage

  • Plumber’s Access (Damage Caused) to Broken Pipes